I
am an advisor. I have purchased the license for ORC and installed it to use for
my clients. One of the fellow advisors in the office asked me run the Otar
Retirement Calculator for his clients. Does my license cover that?
No it does not. Each end-user license covers one desktop computer, one home
computer and one laptop computer and one advisor. Each advisor needs to purchase
one license to cover his/her own client base.
I
am an advisor. I have purchased the license for ORC and installed it to use for
my clients. Can my assistant use it for my clients; does my license cover that?
Sure, no problem.
I
am an individual investor. My neighbor, as well as my cousins want me to run the
Otar Retirement Calculator for their specific situation. Does my license cover
that?
As long as you don't receive a financial benefit for doing so and as long as
you run the programs in your own computer, you can use it for your family and
your cousins. If your neighbor needs to run it for his family, he needs to buy
for his own.
I am a member of an investment club. Other members want me to run the Otar Retirement Calculator for their specific situation. Does my license cover that?
No it does not. An end-user license does not cover members of an organization. Each member needs to buy his/her own end-user license.
If I were to subscribe to your service could I send the individual calculator results to my clients?
There is no “subscription” as such. The program license fee is one time only; you can use the program for as long as you want. Annual updates are optional, the program does not expire. However, most users update annually in January so that they have the latest annual historical data in the aftcast. All your scenarios are stored in your computer. Make backups regularly.
Sending the results to your clients:
As long as it is okay with your compliance officer or branch manager, you
can certainly print the results as many times as you want for infinite number of
scenarios, send them to your client as many times as you want, and you can do so
for as many clients as you want.