List of Articles:

                 2014:

 Article 136

Compare & Contrast: How 22 Retirement Income Scenarios Affect the Sustainable Withdrawal Rate

Horsesmouth, USA, December 8, 2014

 Article 135

Purpose-Driven Sustainable Withdrawal Rate

IMCA, Investment and Wealth Monitor, November/December, 2014

 Article 134

Retired Clients Running out of Money? Don't blame the mandatory Withdrawals

Advisor's Edge Report, November  2014

 Article 133

One Withdrawal Rate to Rule Them All. Really?

Horsesmouth, USA, October 20, 2014

 Article 132

Kicking the Efficient Frontier to the Curb

Horsesmouth, USA, October 9, 2014

 Article 131

Purpose-Driven Sustainable Withdrawal Rate

NAPFA Advisor Magazine, May , 2014

                 2013:

 Article 130

Tweaking Withdrawals after a Portfolio Loss

Horsesmouth, USA, June 24, 2013

 Article 129

10 Bucket Strategies that Don't Work

Horsesmouth, USA, May 13, 2013

 Article 128

How the Sequence of Inflation Can Devastate Retirement Portfolios?

Horsesmouth, USA, April 22, 2013

                 2012:

 Article 127

How to Calculate Perpetual Withdrawal Rates

Horsesmouth, USA, May 21, 2012

 Article 126

6 Stress Tests for Retirement Plan: How Big Is the Cushion?

Horsesmouth, USA, March 12, 2012

 Article 125

Answering "Do We Have Enough To Retire?" Question

Horsesmouth, USA, March 5, 2012

                 2011:

 Article 124

Export the Risk

Horsesmouth, USA, August 29, 2011

 Article 123

Realistic Retirement

CA Magazine, Canada, November 2011

                  2010:

 Article 122

Retirement Planning and Disability

Advisor's Edge Reporter, May 2010;

Retirement Income Journal, March 31, 2010

 

                  2009:

 Article 121

Red Zone Strategies

Retirement Income Journal, November 4th 2009

 Article 120

Gray Zone Strategies

Retirement Income Journal, October 28th 2009

 Article 119

Green Zone Strategies

Retirement Income Journal, October 20th 2009

 Article 118

In the Green Zone

Retirement Income Journal, October 14th 2009

 Article 117

The Zone Therapy

Retirement Income Journal, October 14th 2009

 Article 116

Debt Trap - Part 2 (Cdn)

Advisor's Edge , March 2009

 Article 115

A Simple Guide to Tactical Asset Allocation

Horsesmouth, USA, February 5, 2009

 Article 114

The Pitfalls of Leveraging - Part 1 (Cdn)

Advisor's Edge, February 2009

                  2008:

 Article 113

Four Warning Signals of a Retirement Portfolios Demise

Society FSP - Retirement Counselling, December 2008

 Article 112

The Pitfalls of Leveraging - Part 2

Horsesmouth, USA, November 17. 2008

 Article 111

The Pitfalls of Leveraging - Part 1  

Horsesmouth, USA, November 3, 2008

 Article 110

How much Alpha Do You Need During Retirement?

Advisor's Edge Report, May 2008

 Article 109

How Much Alpha do Clients Need in Retirement?

Horsesmouth, USA, May 12, 2008

 Article 108

Protect Retirees' Income with New Step-up Resets

Horsesmouth, USA, March 10, 2008

 Article 107

Variable Annuity Trends in 2008

Advisor's Edge Report, February 2008

                  2007:

 Article 106

Can the Prevailing PE be a Good Predictor of Portfolio Longevity? 

Monitor, Investment Management Consultants Association, Canada, December 2007

 Article 105

Lifelong Income: The Zone Strategy

Advisor's Edge, December 2007

 Article 104

Planning for the Worst Case Scenario

CALU - INFOexchange, September 2007

 Article 103  Five Warning Signals that a Retirement Portfolio Won't Last

Horsesmouth, USA, July 23, 2007

 Article 102 Monte Carlo Model: Are they Worth the Gamble?

Monitor, Investment Management Consultants Association, USA, August 2007

 Article 101 How Benefits Impact Asset Allocation in Variable Annuities - Part 3 of 3

Horsesmouth, USA, October 1, 2007

 Article 100  How to Inflation-Proof Variable Annuity Portfolios - Part 2 of 3

Horsesmouth, USA, August 27 , 2007

 Article 99  How Variable Annuity Benefits Curb Risk in   Retirement Portfolios (Part 1 of 3)

Horsesmouth, USA, June 30 , 2007

 Article 98   Canadian Variable Annuities Primer - 5/5

Advisor's Edge Report, September 2007, Canada, 2007

 Article 97  Annuities and Inflation
 Canadian Variable Annuities Primer - 4/5

Advisor's Edge Report, Canada, August 2007

 Article 96

  In it for the Long Haul

  (Canadian Variable Annuities Primer) - 3/5

Advisor's Edge Report, Canada, July 2007

 Article 95   Canadian Variable Annuities Primer - 2/5

Advisor's Edge Report, Canada, June 2007

 Article 94   Canadian Variable Annuities Primer - 1/5

Advisor's Edge Report, Canada, May 2007

 Article 93

The 'Zone' System for Choosing Retirement Income Products, Part 2

Horsesmouth, USA, May 21, 2007

 Article 92

The 'Zone' System for Choosing Retirement Income Products, Part 1

Horsesmouth, USA, May 14, 2007

 Article 91  Monte Carlo Simulators

Financial Planning, Australia, May 2007

 Article 90

Retirement Planning Perils

-Bank Investment Consultant, U.S.A., March 2007

-American Banker Online, March 1, 2007

 Article 89

Target Retirement Funds

Financial Planning, Australia, February 2007

 Article 88  Planning Roulette - How to Make A Better  Monte Carlo Simulator

Advisor's Edge Report, Canada, February  2007

 Article 87

How to Fix the 3 Big Flaws in Monte Carlo Simulations

Horsesmouth, USA, February 1, 2007

                  2006:

 Article 86  Gambling with your Clients' Retirement

Advisor's Edge Report, Canada, December 2006

 Article 85

What's the Best Asset Allocation Strategy?

Horsesmouth, USA, September 25, 2006

 Article 84

Is it Market Timing in Disguise?

Advisor's Edge Report, Canada, September 2006

 Article 83

A Better Asset Allocation Strategy for Younger Investors

Horsesmouth, USA, September 11, 2006

 Article 82

Longevity Risk: Let's Not Play Actuary

CALU - INFOexchange, September 2006

 Article 81

14 Withdrawal Strategies That Won't Protect, Extend, or Defend Retirement Income

Horsesmouth, USA, August 14, 2006

 Article 80

Time Value of Fluctuations

Society Page, SFSP, USA, July 2006

 Article 79

Damage Control - Quantifying Time Value of Fluctuations

Financial Planning, Australia, July 2006

 Article 78

Retirement Targets

Advisor's Edge Report, Canada, July 2006

 Article 77

A 3-Factor Formula for Projecting Retirement Income

Horsesmouth, USA, June 12, 2006

 Article 76

Quantifying Time

Advisor's Edge Report, Canada, May 2006

 Article 75

Efficient Frontier: 

Is it market timing in disguise?

InvestmentNews, U.S.A., April 3, 2006

Financial Planning, Australia, May 2006

 Article 74

Mind the Gap

Advisor's Edge Report, Canada, March 2006

 Article 73

Historical Growth Rate Assumptions Are Bogus

InvestmentNews, U.S.A.

January 30, 2006

 Article 72

The Time Value of Fluctuations

Insurance Insight - Journal of Professional Independent Insurance Agents of Illinois, U.S.A., January 2006

 Article 71

Wealth Hazards

Advisor's Edge Report, Canada, January 2006

 

2005:

 
 Article 70

Nest-egg planning can leave egg on your face

InvestmentNews, U.S.A.

December 5, 2005

 Article 69

Winds of Change - CIBs in Retirement Portfolios

Financial Planning, Australia, December 2005

Article 68  Defining Luck

Benefits and Pensions Monitor, Canada, September 2005

Article 67 Damage Control - Dealing with the  Effects of  Time Value of Fluctuations

Financial Planning, Australia, August 2005 

Article 66  With A Little Bit of Luck

In Focus - Canadian Securities Institute, May 2005 

 Article 65

Asset Allocation - Finding the Right Technique

Financial Planning, Australia, May 2005

Article 64  Asset Allocation Strategies during Retirement

In Focus - Canadian Securities Institute, April 2005 

Article 63  Growth Rate in Retirement Portfolios

In Focus - Canadian Securities Institute, March 2005 

 Article 62

A Matter of Luck

Financial Planning, U.S.A., February 2005

 

2004:

 
 Article 61

Minimizing Bad Luck

Financial Planning, Australia, December 2004

 Article 60

The Importance of Asset Allocation

Financial Planning, Australia, September 2004

 Article 59

That Elusive Growth Rate 

Financial Planning, Australia, August 2004

 Article 58

Increasing Longevity of Retirement Portfolios with Real Return Bonds 

In Focus - Canadian Securities Institute, May 2004 

 Article 57

Optimum Rebalancing in Retirement Portfolios

In Focus - Canadian Securities Institute, April 2004 

 Article 56

Optimum Asset Mix

In Focus - Canadian Securities Institute, February 2004 

 Article 55

Retirement Planning #12
Buy Life, Invest the Difference

Canadian MoneySaver, February 2004

 Article 54

Inflation or Deflation

In Focus - Canadian Securities Institute, January 2004

 

2003:

 
 Article 53

Annual Rebalancing Reduces Portfolio Life

Canadian MoneySaver, November 2003

GlobeandMail.com

 Article 52

Unveiling the Myth 

CA Magazine, Canada, October 2003

 Article 51

FingerPrinting Your Portfolio Manager 

Benefits and Pensions Monitor, Canada, August 2003

Article 50  Telltale Signs of A Failing Retirement Plan  GlobeandMail.com, June 3, 2003
 Article 49

A More Perfect Mix 
(Index Linked Annuities and Their Historic Performance)

Financial Planning, U.S.A., June 2003

 Article 48

Signs of a Failing Retirement Plan 

CA Magazine, Canada, May 2003

 Article 47

Strategic Asset Allocation and Rebalancing 

GlobeandMail.com, February 18, 2003

 Article 46

It is all in Performance

Financial Planning, Australia, March 2003

 Article 45

The Perfect Mix

Financial Planning, U.S.A., February 2003

 Article 44

Tell Tale Signs of a Failing Retirement Plan

Canadian Investment Journal, February 2003
Canadian MoneySaver, May 2003

 Article 43

Retirement Planning #11:
Annuity Ladder - Part 2 (expanded version)

Canadian MoneySaver, February 2003

 

2002:

 
 Article 42

Retirement Planning #10:
Building an Annuity Ladder - Part 1

Canadian MoneySaver, December 2002

 Article 41

Tips on Balanced Investing

GlobeandMail.com, November 26, 2002

 Article 40

A Model Retirement (with corrected charts)

Financial Planning, U.S.A., November 2002

 Article 39

Modeling Sustainable Withdrawal Rate (2.5mB)

Benefits and Pensions Monitor, October 2002

 Article 38

Retirement Planning #9:
Retire or Keep Working

Canadian Money Saver, October 2002

 Article 37

Expiry Date of Your Universal Life Insurance

Canadian MoneySaver, June 2002

 Article 36

Live Long and Prosper

Financial Planning, U.S.A., July 2002

 Article 35

The Secret Formula

(2002 CFP Board Article Award)

Financial Planning, U.S.A., June 2002

 Article 34

Right Road Wrong Map

(2002 CFP Board Article Award)

Financial Planning, U.S.A., May 2002

 Article 33

Retirement Planning #8:
Investments or Annuity?

Canadian MoneySaver, February 2002

 

2001:

 
 Article 32

Retirement Planning #7: 
Years of Cash and Growth Averaging

Canadian MoneySaver, December 2001

 Article 31

Retirement Planning #6: 
Strategic Asset Allocation and Rebalancing

Canadian MoneySaver, November 2001

 Article 30

DRIPs versus Tax Sheltered UL's

Canadian MoneySaver, October 2001

 Article 29

Retirement Planning #5: 
Optimizing Strategic Asset Allocation

Canadian MoneySaver, September 2001

 Article 28

Retirement Planning #4: 
Cash & Equities During the Last 100 Years

Canadian MoneySaver, July/August 2001

 Article 27 

Retirement Planning #3: 
Volatility, Inflation and Withdrawals

(2001 CFP-Board Article Award)

Canadian MoneySaver, May 2001

 Article 26

Capital Losses in your RRSP: Can You Harvest Them?

Canadian MoneySaver, February 2001

 Article 25

Retirement Planning #2: 
Equities During the Last 100 years

(2001 CFP-Board Article Award)

Canadian MoneySaver, January 2001

 

2000:

 
 Article  24

Retirement Planning #1: 
Roadmap to Where?

(2001 CFP-Board Article Award)

Canadian MoneySaver, December 2000

 

1999:

 
 Article 23

Wisdom Line Investing

Canadian MoneySaver, December 1999

 Article 22

New Funds: to buy or not to buy

GlobeandMail.com, July 2, 1999

 Article 21

New Fund... To Buy or Not To Buy

Canadian MoneySaver, June 1999

 Article 20

Life Cycle of an RRSP

Canadian MoneySaver, February 1999

 

1998:

 
 Article 19

Estimating Your Portfolios Return

Canadian MoneySaver, September 1998

 Article 18

Fingerprint Your Fund

Canadian MoneySaver, June 1998

 Article 17

Your Ulcer Index

Canadian MoneySaver, May 1998

 Article 16

Defined Risk Asset Allocation

Canadian MoneySaver, March 1998

 

1997:

 
 Article 15

Seasonality and Rebalancing Your Portfolio

Canadian MoneySaver, November 1997

 Article 14

Seasonality and Mutual Funds

Canadian MoneySaver, October 1997

 Article 13

Seasonality and TSE

Canadian MoneySaver, September 1997

 Article 12

Fund Manager Efficiency: Picking Winners

Canadian MoneySaver, June 1997

 Article 11

Are you Paying Your Fund Manager Too Much?

Money Digest, May 1997

Article 10

 

 How to beat 90% of all Canadian equity funds: a simple strategy for higher returns on your investment

 

Money Digest, April 1997

 

 Article 9

Crash Proof Your Capital: Growth Rate Averaging

Canadian MoneySaver, April 1997

 Article 8

The REEF Line

Canadian MoneySaver, January 1997

 

1996:

 
 Article 7

Get "Sharpe"  with Mutual Funds

Canadian MoneySaver, December 1996

 Article 6

Don't Pay Manager More Than 15%

Personal Finance, October 1996

 Article 5

Optimize Your Bond Fund Return

Canadian MoneySaver, October 1996

 Article 4

No Excuses with DRIPs, SPPs

Answers to Your DRIPS Questions

Globe & Mail: September 17-19, 1996

 Article 3

Basics of Dividend Reinvestment and Share Purchase Plans

Personal Finance, July 1996

 Article 2

Share Your Losses with the Taxman

Globe & Mail: July 10, 1996

 Article 1

Basics of Dividend Reinvestment and Share Purchase Plans

Personal Finance, May 1996