Continuing Education Courses for Financial Professionals:

**NEW** : How Bullet-proof is your Retirement Income Plan?  

Your client is about to retire and needs to draw a specified amount from her savings each year to be able to maintain her lifestyle. Using conservative assumptions about the rate of return on her investments, inflation, life expectancy, etc., you firm's retirement income calculator forecasts that the client has enough money to retire. The forecast assumes that the numbers you used hold true over the retiree's lifetime - but how realistic is that?   

Advanced Retirement Income Planning, written by award-winning author Jim C. Otar, explores the probability of a retirement income forecast going awry by applying over 100 years of market history to stress test the plan. You will learn how "aftcasting" can highlight vulnerabilities in your client's retirement income plan, and help you make recommendations to provide a more secure retirement income. This course provides 7 CE credits in FPSC's Financial Planning category.

 

Other CE credits:

Seven Deadly Sins of Distribution Portfolios (December 2, 2014)

Credits: The Institute: 1, FPSC: 2, IIROC (PD): 1.5, FPSC: 2, Insurance Council of Manitoba (Life Insurance): 1

 

Compendium of Sustainable Withdrawal Rates -  Part 2 (September 24, 2014)

Credits: The Institute: 1, FPSC: 2, IIROC (PD): 1.5, FPSC: 3, Insurance Council of Manitoba (Life Insurance): 1 , Alberta Insurance Council (Life Insurance): 3

 

Compendium of Sustainable Withdrawal Rates -  Part 1 (September 12, 2014)

Credits: The Institute: 1.5, FPSC: 3, IIROC (PD): 2.5, FPSC: 3, Insurance Council of Manitoba (Life Insurance): 1.5 , Alberta Insurance Council (Life Insurance): 3

Purpose-Driven Sustainable Withdrawal Rate (June 5, 2014)

Credits: The Institute: 1, FPSC: 2, IIROC (PD): 2, FPSC: 3, Insurance Council of Manitoba (Life Insurance): 1 , Alberta Insurance Council (Life Insurance): 3

Kicking the Bucket Strategy (October 24, 2013)

Credits: The Institute: 1, FPSC: 2, IIROC (PD): 1.75, Insurance Council of Manitoba (Life Insurance): 1, Alberta Insurance Council (Life Insurance): 1.5

Tweaking Withdrawals for Lifelong Income (October 23, 2013)

Credits: The Institute: 1, FPSC: 2, IIROC (PD): 1.75, Insurance Council of Manitoba (Life Insurance): 1 , Alberta Insurance Council (Life Insurance): 1.5

Determinants of Growth in Distribution Portfolios (June 14, 2013)

Credits: The Institute: 2, FPSC: 3, IIROC (PD): 3, Manitoba (Life Insurance): 1, Alberta Insurance Council (Life Insurance): 3 

Perpetual Distribution Rates (May 17, 2012)
Credits: The Institute: 1, IIROC (PD): 1, Manitoba (Life Insurance): 1, Alberta Insurance Council (Life Insurance): 3 

Stress Testing Your Retirement Plan: “How Big is My Cushion?” (November 2, 2012)

Credits: The Institute: 1, IIROC (PD) 1.5, Manitoba (Life Insurance): 1, Alberta Insurance Council (Life Insurance): 3 

Lifelong Retirement Income: The Zone Strategy (January 23, 2012)

Credits: The Institute: 2.5, CSF (PD): 1, IIROC (PD): 1.5, Manitoba (Life Insurance): 1, Alberta Insurance Council (Life Insurance): 3 

(Note: I retired in 2018 from the financial business. Any designations or professional titles cited in any of my publications are only valid on the date of the publication and do not reflect my current status with respect to these designations and professional titles.)