ALDA - To Buy or Not to Buy

Use this spreadsheet, updated in 2024, to compare a RRIF account with and without an ALDA for Canadian retirement planning scenarios.It will help you visualize the impact of adding an ALDA to your retirement income planning, by displaying:

• assets

• income, and 

• the cumulative advantage (or disadvantage, as the case may be)

• pretax estate value

• various tables

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